Legal

Terms of Service

Last updated: July 2026

Short version: The Rent or Buy Guide is a free, educational tool offered "as is." By using it you accept these terms, agree it is not professional advice, and agree we aren't liable for decisions you make based on it.

1. Acceptance of terms

By accessing or using The Rent or Buy Guide (the "Site"), you agree to be bound by these Terms of Service and by our Privacy Policy and Disclaimer. If you do not agree with any part of these terms, please do not use the Site. We may update these terms from time to time, and your continued use of the Site means you accept the current version.

2. Use license

The Site is provided free of charge for your personal, non-commercial use. You are welcome to use the calculators and read the guides to inform your own housing decisions. Subject to these terms, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Site for that purpose.

You agree not to:

Copy, scrape, republish, or redistribute the Site's content for commercial purposes without permission.
Use the Site in any way that is unlawful, harmful, or disruptive to its operation or other users.
Attempt to reverse-engineer, modify, or interfere with the Site's code or security.
Present the Site's output as professional financial, tax, real estate, or legal advice to third parties.

3. Disclaimer of warranties

The Site and all of its content are provided "as is" and "as available," without warranties of any kind, whether express or implied. We do not warrant that the Site will be accurate, reliable, uninterrupted, error-free, or fit for any particular purpose. All calculations are estimates for educational purposes only and are not financial, mortgage, tax, real estate, or legal advice. See our full Disclaimer for details.

4. Limitation of liability

Important: To the fullest extent permitted by law, The Rent or Buy Guide and its operators are not liable for any direct, indirect, incidental, consequential, or other damages arising from your use of — or inability to use — the Site, including any decisions made based on its calculations or content. You use the Site and rely on its output entirely at your own risk.

5. Third-party and affiliate links

The Site contains links to third-party websites and services, some of which are affiliate links. If you click certain links or make a purchase, we may earn a commission or referral fee at no additional cost to you. As an Amazon Associate we earn from qualifying purchases. We do not control third-party sites and are not responsible for their content, products, accuracy, or practices. Your use of any third-party site is governed by that site's own terms and privacy policy.

6. Changes to the service

We may change, suspend, or discontinue any part of the Site — including these terms, the calculators, or the content — at any time and without notice. We are not obligated to maintain, update, or support any feature of the Site.

7. Contact

Questions about these Terms of Service? Reach us through the contact form.